Having a will is one of the most important gifts you can leave for your loved ones.
Last week, I volunteered for a neighborhood event promoting an upcoming Houston Will-A-Thon. The room was full of people listening intently to the lawyers from Houston Volunteer Lawyers. The lawyers described several key documents that are needed to ensure an easy handoff to your loved ones at your death.
I learned about a new one (to me) a Transfer on Death Deed Form. I do not have this one yet but I am going to have one filed so that if I or my husband unexpectantly die, the loved one in charge of our kids will have a smooth transfer of our house.
As a volunteer, I passed out information after the event and had a chance to talk to the participants. What struck me was that many of the participants were trying to handle the estate of a deceased love one. Many of them told me stories about how they were having their wills written because of the pain they were experiencing with dealing with a relative.
I get it. Noone wants to think about their death. Some of us can’t imagine that we have enough to write it out. Many people just figure they can get to it another day. Think about your loved ones, do you want to cause them pain?
I speak from experience. When you do not write a will, your loved ones will be forced to deal with lawyers and the court. It’s not fun. It’s stressful. In the middle of missing your loved one, you have to deal with paperwork. Most companies require a piece of paper to talk about your accounts so your loved one can’t access your money, your bills, your mortgage, nada. Everything is up in the air until the legal process is completed which takes SO MUCH longer when there is no will.
If you are interested in making this happen and don’t qualify for the free program, here are some resources I found. I am not a lawyer so I can’t give legal advice or tell you how good these resources are but they are a place to start. Please.